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Hi! I'm Asa...
Your Mortgage Consultant!

Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

Asa Council

Mortgage Consultant

NMLS: 206345

240-505-2375
Address: 1401 Mercantile Lane, Suite 221, Upper Marlboro, MD, 20774

Asa Council (NMLSR ID: 206345) is a Senior Mortgage Consultant with Prosperity Home Mortgage, LLC (Prosperity), serving clients in Maryland, North Carolina, Virginia, and Washington, D.C. With over 15 years of experience in mortgage financing, Asa genuinely loves navigating her clients through the home buying process from beginning to end. She is very passionate about providing outstanding customer service to her clients, and she is committed to helping them close on time, every time.
Prosperity Home Mortgage, LLC is a full-service mortgage banker specializing in residential purchase and refinance loans with offices nationwide. Through Prosperity, Asa is able to offer very competitive interest rate pricing and a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Asa has extensive experience working with both first-time home buyers repeat home buyers. She understands the importance of homeownership and the role it plays in your client’s life and that is why Asa is committed to providing information that will help your clients make well-informed decisions about their home financing options.

Buy a Home
Refinance a Home
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Home financing tailored to meet your needs

We have a full suite of mortgage programs to meet your needs and give you a competitive edge:

  • 01
    Fixed & adjustable rate mortgages
  • 02
    Federal Housing administration loans (FHA)
  • 03
    Veterans affairs loans (VA)
  • 04
    Renovation financing
  • 05
    Jumbo loans

Where can we help you thrive?

Are you looking to buy your first home? Need help managing your mortgage payment?

Trying to figure out how to afford that renovation? Whatever you situation is, we've got the answers.

Select a module

First time homebuyer

First time homebuyer

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Mortgage management

Mortgage management

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Refinancing

Refinancing

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Self-employed

Self-employed

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Veteran

Veteran

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Equity management

Equity management

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Financial planner

Financial planner

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Estate planning attorney

Estate planning attorney

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Realtor

Realtor

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Divorce attorney

Divorce attorney

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Know Your Monthly Mortgage Payment

Mortgage Amount, $
Total Cost Of Mortgage, $
Monthly payment:
P&I
Insurance
Taxes
PMI
HOA

What my clients say...

MG

Michael Green

5.0

Lexington Park, MD

Dec 2, 2022

Communication

CG

Charlesetta Griffin

5.0

Upper Marlboro, MD

Nov 17, 2022

This was a long and arduous process; however, Ms. Asa Coucil always made herself available to answer all of my questions and concerns in a very timely manner. She alwys let me know her schedule and she made adjustments to her schedule to znswer my urgent questions. Ms. Council demonstrated a high degree of knowledge and expertise that she communicated to me in a way that was easy for me to understand. Her assistance to me in every step of this process for which she was responsible was invaluable!!!

LM

LaMia McCrimmon

5.0

Waldorf, MD

Nov 1, 2022

Very knowledgeable, gets things done and such a nice person.

SW

Shaun Wade Jones

5.0

Odenton, MD

Oct 19, 2022

Everything all the way to the end I’m thankful I had her to help through my home buying process

SJ

Sherri Johnson

5.0

Hyattsville, MD

Sep 16, 2022

It was a pleasure working with Asa, she was very patient and understanding. Always willing to explain anything that I didn’t understand. Asa always followed up with me on meeting deadlines which helped to keep me on track.

DS

Danielle Simon

5.0

Greenbelt, MD

Sep 8, 2022

Her availability, willingness to answer questions, and professionalism.

KB

Kenita Brown

5.0

Waldorf, MD

Aug 2, 2022

Asa was very patient with us. Toward the end of us closing I remember us being on the phone very late nights and earlier mornings and not once was she frustrate. She made sure we understand everything that was going on, she did a excellent job I will never forget her. Our first home buying experience was a excellent experience

RB

Robert Brown

5.0

Waldorf, MD

Jul 29, 2022

Everyone was very consistent and patient.

SS

Shannon Simmons

5.0

Rockville, MD

Jun 27, 2022

Outstanding support during our mortgage experience!

EH

Esmeralda Hernandez

5.0

Silver Spring, MD

Jun 8, 2022

Excellent communication and always on top of things.

MH

Manuel Hector

5.0

Waldorf, MD

May 25, 2022

The level of service made it a great experience.

DB

Derrick Bullock

5.0

Washington, DC

Mar 22, 2022

Asa was absolutely incredible. We encountered an number of obstacles due to the seller and Asa was diligent, thoughtful, and extreme knowledgeable in navigating these complexities and and doing so with grace. I was not be a home owner today without Asa and expertise.

MH

Maisha Hall

5.0

Capital Heights, MD

Mar 8, 2022

Whenever I had a question Asa never hesitated answering my questions and explaining everything

OB

Orville Bernard

5.0

Clinton, MD

Feb 5, 2022

Asa provided continuous communication during the loan progression was fabulous…. She kept us informed of where we are during the loan process and what document(s) we need to provide. Additionally, access to the PM Portal to upload required documents made this a stress-free process. The overall experience with the PM Home Mortgage team was outstanding. Thank you team, Tracey and I really appreciate your behind-the-scene efforts to get us into our new home smoothly in such a short time.

AS

Angela Stevens

5.0

Waldorf, MD

Jan 29, 2022

I am a first time home buyer and Asa Counsil was very, professional, attentive and extremely knowledgable. I really appreciate her! In fact, I have referred two of my friends to work with her!!

KD

Kezia Dix

5.0

HYATTSVILLE, MD

Jan 5, 2022

Great experience! My family and I are first time homebuyers! I am super grateful for Asa's faith, hope, dedication, hard work, encouragement, sincerity, and honesty! May GOD continue to bless her as she blesses others in the home buying process!

SS

Shawnice Stevens

5.0

Capitol Heights, MD

Jan 4, 2022

It was a pleasure to work with Asa. She relieved alot of my stress and worries by explaining the lending process step by step including answering other questions about purchasing a home. Asa loves helping people, I will definitely be recommending her to everyone 😊

MJ

Miles Jackson

5.0

Landover, MD

Dec 18, 2021

Even when I was an ass. She wasn’t, she kept it professional and helped me through it while I was stressed.

JJ

Juanita Johnson

5.0

Waldorf, MD

Nov 18, 2021

Asa Council is extremely professional. She is also very patient and was thorough when explaining things to me, especially because I had a lot of questions. She was attentive to my needs and ensured I understood each step of the loan approval process. She is very knowledgeable. I would highly recommend Asa to anyone in search of a home loan. She is simply the absolute best.

President and CEO - Justin Messer

Justin Messer

President and CEO

"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."

4.95 of 5.00

Our average client rating. YTD 12/2021 on experience.com

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What is your home worth?

Check current market values for your home and view buyer demand.

I'm here to answer all
your mortgage questions

  • Do I need to save for a 20% down payment?

    No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

  • Are Pre-Qualification and Pre-Approval the same thing?

    No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

  • What's the difference between an adjustable and a fixed rate mortgage?

    A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

  • What is Private Mortgage Insurance (PMI)?

    Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

  • Can I access my home equity before I finish paying off my loan?

    Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

  • What do I do if I can't afford my mortgage payment anymore?

    The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

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Take a look
inside our world

Looking at how we do business at Prosperity Home Loans Mortgage is as simple as a conversation. Are you ready to step inside?

Asa Council

Asa Council

Mortgage Consultant

NMLS: 206345

Learn More